Sign up
Come onboard as an employer.
Empower Your Worforce
With SalaryFlow
Financial Wellness: The Key to Employee Satisfaction
Make it Happen with SalaryFlow
Fully Digital Plug and Play Solution
Compatible with Online and Offline Attendance
Fully Compliant and Secure
Financial Flexibility for Employees at No Cost to Employer
SalaryFlow App
For all the financial needs of your workforce
0% interest
Enjoy withdrawals with NO
interest charges
Zero Repayment Hassle
The repayment amount is
deducted from the salary
Digital KYC
Enjoy paperless documentation
100% Secure
Refyne is RBI compliant
Sign, seal, and Deliver Happiness with SalaryFlow
Ready to elevate your company’s benefits package and enhance employee satisfaction?
Seal
Integrate your Attendance/HRMS system in as little as 10 days.
Deliver
Inform your employees about SalaryFlow.
Happiness
Employees download the app and begin the journey to unlock financial freedom.
360° Financial Wellness Platform
for your Employees
Salary On-Demand
Flexibility to withdraw earned salary in advance for short-term and long-term needs at 0% interest.
Scan & Pay
Effortless UPI payments directly from your Salary On-Demand account.
Gold Savings
Effortless UPI payments directly from your Salary On-Demand account.
Pocket Insurance
Insure yourself in case of a family emergency, loss of income, hospitalisation, etc.
Payout Protect
Secure your daily earnings in case of vehicle damage/loss
Money Guru
Access financial tips with guidance from SEBI-certified financial experts
Personal Finance Manager
Take control of your finances with our expense tracker
Financial Tools
Access various financial tools like PF tracker, Tax Calculator & many more
100%
Customisation
Zero Integration
Cost
Compatible with
any HRMS
Global Adoption & Proven Results
- Walmart (USA): ~$200M saved annually via reduced turnover
- Tesla (USA): Uses EWA to retain workers
- BT Group (UK): Increased employee satisfaction
50% less payday loan use, 40% better financial wellness , 3.5x more job applications
Global Adoption & Proven Results
- <5% of Indian companies offer EWA
- Attrition cost: ~50-60% of annual salary
- 67% of Indian workers report financial anxiety
- Now is the time to lead and align with global trends
Employer Benefits
- Seamless HR Process
- Positive Impact on Workforce & Culture
- Higher Employee Retention
- Zero Liability, Zero Cost to the Organisation
- No additional cost to the organisation
Employee Benefits
- Empowering Employees Financially
- Access to Liquidity as per needs of Employees
- Higher Employee Retention
- Zero Liability, Zero Cost to the Organisation
- No additional cost to the organisation
The Name Impact
36%
Increase in
employee retention
2.6x
Faster hirings
24%
Improvement in
Employee Regularity
₹240Cr
Per Year Interest
Saved
1Cr
Lives
Impacted
Partner with us to transform your workforce
Building a Stronger Future
Starts with Financial Wellness
Ready to Join SalaryFlow?
Get your company onboarded to SalaryCredits platform and offer it’s amazing benefits to your Employees.
Easy Integration I Exclusive Support